Your Guide to Homeownership & Wealth Building
Welcome to the Home Buyers Clubhouse – your go-to squad for unlocking the secrets of real estate! 🏡✨ Imagine a place where knowledge and inspiration fuse to launch you on an epic journey towards home ownership. That's us!Crafted by a savvy Licensed Real Estate Broker, our mission is simple yet powerful: to fuel your aspirations and turn them into rock-solid reality. We're all about empowering you with know-how, from deciphering the nuts and bolts of property buying to laying down the foundation for generational wealth – yes, we're looking at your kiddos' future too!No more going it alone; our licensed advisors are here to guide you every step of the way. So why wait? Dive in, get educated, get motivated, and let's make those real estate dreams come true together. Your legacy starts now! Welcome aboard! 🚀🔑
Expert Guidance on Your Home Buying Journey
Buying a home can be overwhelming, but you don’t have to do it alone. Our Home Buyer Consultation provides step-by-step guidance on credit, financing, and the home buying process. Whether you're a first-time buyer or looking to invest, we’ll help you make informed decisions with confidence.
Explore Tailored Services for Your Home Buying Journey
Explore comprehensive support in your journey to find the perfect home.
Find the Right Real Estate Agent for You
Navigating the home buying process is easier with the right professional by your side. We connect you with
licensed and experienced real estate agents
who understand your needs and can guide you every step of the way. Whether you're buying your first home or your next investment, we’ll match you with an agent who can help you achieve your goals.
🔍 Get matched with a trusted real estate agent today!
Fast and Flexible Private Money Loans for Real Estate Investors
Fast, flexible funding for real estate investors. Whether you're flipping properties, building new projects, or bridging the gap, our hard money loans offer quick approvals, high LTVs based on ARV, and interest-only payments to keep your cash flow steady.
Join Our Network of Trusted Professionals
Are you a real estate agent, lender, or credit specialist looking to connect with motivated buyers?
Home Buyers Clubhouse
partners with
real estate and mortgage professionals in all 50 states
to help homebuyers and investors find the right experts to guide them. Join our network and expand your reach while making a real impact in your community.
🤝 Apply to join our trusted partner network today!
Purchase Our Course
Discover the secrets of successful home buying! Step into our store for exclusive Home & Credit courses and products designed to empower your property journey. Transform uncertainty into confidence with expert guidance at your fingertips. Don't just dream of a new home — make it a reality with us today!.
Testimonials
Ousman B.
Super personalized help from start to finish and the home inspections were incredibly Jessie Wright is been very professional throughout our search for buying a new home, and she knows what needed to get you what you want in a timely manner. She gives a listening ear and was there whenever we needed advice or questions. We will do this with her over and over again because she is the best realtor we dealt with during our home buying process, and thank you for everything we really appreciate your time and effort to see this whole process go through thanks once again Mrs Wright👍🏿…
. Really felt like they had my back the whole way!
Trinite K.
My home buying experience with Jessie was amazing overall. I was on a very short timeline (less than 2 months) and the whole process from contacting her to closing took about 6 weeks and I was under contract in only 3 days after showings. Jessie will work with you all throughout the house buying process and is always available day and night to answer any questions you might have. She is very professional and will go above and beyond to make sure you get the right home for you and close on time.I definitely recommend having Jessie guide you through your next real estate transaction, you won’t be disappointed.
Shirley B.
If you are looking for someone who’s professional knowledgeable, patient understanding, kind and more contact Jessie. Jessie has sold two homes for my husband and I and helped in purchasing three others sold and bought another home in approximately one month. If we decide to relocate again, we will call Jessie. She knows how to get the job done. She’s sold our home in 3 to 4 days. How awesome is that! When you don’t know what to do how to do, or where to turn, she does and will walk you strategically through the process. We are so grateful that the Lord lead us to Jesse. Thanks a million times over Jessie!!
FAQs
Your Home Buying Questions, Answered with Expertise!
What sets The Home Buyers Clubhouse apart from others
The home buying process includes getting pre-approved for a mortgage, finding a home, making an offer, completing inspections, securing financing, and closing on your new home. Our consultations walk you through each step in detail.
How much money do I need for a down payment?
The down payment depends on your loan type. FHA loans require as little as 3.5%, while conventional loans can range from 3% to 20%. There are also down payment assistance programs available.
What credit score do I need to buy a home?
A score of 580+ may qualify you for an FHA loan, while 620+ is typically required for a conventional loan. Higher scores often mean better loan terms.
Can I buy a home if I have student loans or other debt?
Yes! Lenders look at your debt-to-income (DTI) ratio rather than just your debt amount. We can help you understand your financial standing and how to prepare for homeownership.
What is a hard money loan?
A hard money loan is a short-term, asset-based loan used by investors to purchase or renovate real estate. Unlike traditional loans, approval is based on the property’s value rather than your credit scoreip
Who should use a hard money loan?
Real estate investors, house flippers, and those needing fast financing for a real estate purchase or renovation often use hard money loans.
What are the terms of a hard money loan?
Terms vary, but most loans have short repayment periods (6-24 months) and higher interest rates than traditional mortgages.
What is ARV, and why is it important?
ARV (After Repair Value) is the estimated property value after renovations. It helps determine if a deal is worth financing.
Do I need to have real estate experience to get a private loan?
No, but having a solid deal, a mentor, or a strong exit strategy helps convince lenders to fund you.